GTA mortgage approvals for the self-employed, first-time buyers, and homeowners the banks turn away. 100+ lenders, one broker who actually answers the phone.
We believe that finding the right mortgage should be simple, transparent, and
stress-free. Whether you’re a first-time home buyer, a seasoned homeowner,
or looking to refinance, we’re here to help you navigate the complex world of
mortgages ages with confidence.
Have questions or need assistance? Contact us for all kinds of information about mortgages
Need guidance? Our mortgage specialists are here to help!
We believe that finding the right mortgage should be simple, transparent, and stress-free. Whether youre a first-time home buyer, a seasoned homeowner, or looking to refinance, were here to help you navigate the complex world of mortgages with confidence.
Need guidance? Our mortgage specialists are here to help!
Select the mortgage option that fits your financial needs.
Complete a simple online application with your chosen lender.
Contact Us Today! We’re happy to help you with all your real estate needs.
The home-buying process typically takes 30 to 60 days after your offer is accepted. However, the timeline can vary depending on financing, inspections, appraisals, and market conditions. Getting pre-approved for a mortgage can help speed up the process.
Down payment requirements vary by program. Most loans accept 5% down. We’ll help you find options that fit your budget.
Credit score requirements vary by lender and loan type. In general, a score of 620 or higher is preferred for many conventional mortgages, although some programs may accept lower scores. A higher credit score can help you qualify for better rates and terms.
The right price is determined by factors such as your home’s location, size, condition, recent comparable sales, and current market trends. A professional market analysis can help ensure your home is competitively priced to attract buyers while maximizing value.
Typical costs include appraisal fees, inspection fees, legal fees, title insurance, and property taxes. Closing costs are usually 1.5% to 4% of the loan amount. We’ll explain all costs upfront.
Buying your dream home is one of the biggest financial decisions you will ever make.
Purchasing a luxury home is more than just finding a beautiful property — it’s about investing in a lifestyle, comfort, and long-term value. In 2026, luxury home buyers are looking beyond size and appearance, focusing on smart technology, premium locations, modern designs, and properties that offer exceptional living experiences.
Selling a home is not just about listing it on the market—it’s about making it irresistible to potential buyers. Home staging plays a key role in creating that strong first impression that can lead to faster offers and higher selling prices.
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info@millionmortgages.ca
+1 (416) 305-5200
106-5780 Timberlea Blvd Mississauga, ON L4W 4W8
