Effective Date: June 10, 2026

Welcome to Million Mortgage. By accessing and using this website, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use this website.

1. Website Use

The information provided on this website is intended for general informational purposes only. While we strive to ensure that all information is accurate and up to date, we make no guarantees regarding the completeness, accuracy, reliability, or suitability of any information, products, services, or content found on this website.

Your use of any information or materials on this website is entirely at your own risk.

2. Mortgage Information Disclaimer

The mortgage rates, calculators, estimates, educational content, and other information available on this website are provided for informational purposes only and do not constitute financial, legal, tax, or professional advice.

Mortgage approvals, rates, terms, and lending conditions are subject to lender requirements, credit approval, income verification, property valuation, and other applicable criteria.

Submitting an inquiry or application through this website does not guarantee mortgage approval or financing.

3. No Client Relationship

The use of this website, including submitting forms, requesting information, or communicating through the website, does not create a broker-client relationship unless a formal agreement has been established.

4. User Responsibilities

By using this website, you agree that:

5. Intellectual Property

All content on this website, including text, graphics, logos, images, designs, videos, and other materials, is the property of Million Mortgage or its licensors and is protected by applicable copyright, trademark, and intellectual property laws.

You may not reproduce, distribute, modify, republish, or use any content without prior written permission.

6. Third-Party Links

This website may contain links to third-party websites for your convenience. We do not endorse or control these websites and are not responsible for their content, policies, or practices.

Accessing third-party websites is done at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, Million Mortgage, its employees, agents, affiliates, and partners shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

8. Privacy

Your use of this website is also governed by our Privacy Policy. By using this website, you consent to the collection and use of information as described in that policy.

9. Mortgage Rates and Offers

Mortgage rates, promotions, and offers displayed on this website are subject to change without notice and may vary based on lender requirements, market conditions, borrower qualifications, and other factors.

Not all applicants will qualify for advertised rates or mortgage products.

10. Indemnification

You agree to indemnify and hold harmless Million Mortgage, its officers, employees, agents, and affiliates from any claims, losses, liabilities, damages, costs, or expenses arising from your violation of these Terms & Conditions or misuse of the website.

11. Changes to These Terms

We reserve the right to modify these Terms & Conditions at any time without prior notice. Updated versions will be posted on this page with the revised effective date.

Your continued use of the website following any changes constitutes acceptance of those changes.

12. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the Province of Ontario and the laws of Canada applicable therein.

Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts of Ontario, Canada.

13. Contact Information

If you have any questions regarding these Terms & Conditions, please contact us:

Million Mortgage

10045 Hurontario Street, Brampton, ON L6Z 0E6

Phone: (416) 305-5200

Email: millionmortgages@gmail.com

Mortgage License: FSRA 10304